The Texas property tax formula is simple: taxable value × tax rate = your bill. Use the calculator below to estimate your potential savings from a successful protest, or scroll down for the full breakdown of exactly how appraisal districts and taxing units calculate your bill.
See how much you could save if we successfully reduce your assessed property value.
Behind the simple formula above are three separate steps that determine your final bill. Understanding each one helps you spot where an error — or an opportunity to protest — might be hiding.
Each county appraises every property's market value as of January 1st using mass appraisal methods — comparable sales, square footage, location, condition, and age.
The 2026 general homestead exemption removes $140,000 from your school district taxable value. Over-65 and disabled homeowners get an additional $60,000 (combined $200,000).
Multiple taxing units — school district, county, city, special districts — each apply their own rate to your taxable value. Combined rates in Texas typically run 1.8%–2.5%.
For the complete step-by-step breakdown — including the 10% homestead cap and the 20% commercial circuit breaker — see our full guide to how Texas property taxes are calculated.
The full explainer: mass appraisal, exemptions, the 10% homestead cap, and the commercial circuit breaker — with worked examples.
Read the full guide →Already missed a payment deadline? This calculator estimates late penalties and interest — a different calculation from your base tax bill.
Calculate your penalty →Multiply your taxable value (appraised value minus exemptions) by your combined local tax rate. For example, a $260,000 taxable value at a 2.0% combined rate produces a $5,200 annual bill.
Appraised value is the district's estimate of your property's market value. Taxable value is that amount minus any exemptions you qualify for — homestead, over-65, disabled veteran, etc. Your tax rate applies only to the taxable value.
This tool estimates potential savings from a successful property tax protest, using an average reduction assumption. For your official current bill, check your county appraisal district's website directly.
No. This tool calculates your base property tax and estimated protest savings. For late-payment penalty and interest calculations, see our property tax penalty guide.
Brandon and his team have proven they can perform with any product type we give them,
from industrial and office property to single and multi-family residential.
At a critical time when a property was in lease-up, we were faced with an unreasonable and unjustified assessment.
Brandon’s tenacity and responsiveness resulted in a fair assessment and the largest value change I've seen in my career.
Outstanding!! These guys are pros - they are great at what they do and great to work with.
